NCML Finance Privacy Policy

At NCML Finance, your privacy is important to us. We are committed to protecting the personal and financial information you share with us and ensuring that it is handled securely, responsibly, and transparently. Our privacy policy explains how we collect, use, and protect your data, as well as your rights regarding the information we gather.

What Information Do We Collect?

We collect personal and financial information to provide you with better services and meet regulatory requirements. This may include:

Personal Details: Name, age, gender, address, phone number, email, and identification documents (like Aadhaar, PAN, Passport, etc.).

Financial Information: Income, bank details, tax returns, and credit history.

Property/Collateral Details: If you are applying for a secured loan, information about the property or collateral you pledge.

Usage Data: Information about how you interact with our website or mobile apps, such as IP addresses, device details, and browsing behavior.

Third-Party Data: Data shared by authorized third parties, like credit bureaus, when you apply for a loan or other financial services.

How Do We Use Your Information?

The information we collect is used to:

Process Your Applications: To evaluate and approve your loan or financial service requests.

Verify Your Identity: For compliance with regulatory requirements and fraud prevention.

Improve Our Services: To enhance our products, services, and customer support.

Communicate with You: To send updates, loan-related information, or promotional offers.

Legal Compliance: To comply with applicable laws, regulations, and authorities.

We do not sell, rent, or share your personal information with third parties, except as required by law or with your explicit consent.

How Do We Protect Your Information?

At NCML Finance, safeguarding your information is a top priority. We use:


Secure Systems: Advanced encryption and firewalls to protect your data during storage and transmission.

Restricted Access: Only authorized personnel have access to your sensitive data.

Regular Monitoring: We continuously monitor our systems for vulnerabilities and perform security audits to protect against breaches.

Third-Party Compliance: When working with third-party partners (e.g., credit bureaus), we ensure they follow strict confidentiality and data protection standards.

Your Rights

As a valued customer, you have the following rights regarding your data:

Access: You can request details about the personal information we have on file.

Correction: You can ask us to update or correct any inaccurate data.

Withdrawal of Consent: If you no longer want us to process your data for specific purposes (e.g., marketing), you can opt out.

Deletion: In certain cases, you can request the deletion of your personal data, subject to legal or contractual obligations.

To exercise your rights, you can contact us through our customer support channels.

Sharing of Information

We may share your information only in these situations:

Regulatory and Legal Compliance: When required by law or requested by government authorities.

With Authorized Partners: For service delivery, such as credit assessments, payment processing, or loan disbursals.

Fraud Prevention: To protect against fraud, unauthorized transactions, or other illegal activities.

Cookies and Online Tracking

If you visit our website, we may use cookies to:

Enhance your browsing experience.

Collect usage data for analytics and performance improvement.

You can manage your cookie preferences through your browser settings.

Policy Updates

We may revise this privacy policy from time to time to reflect changes in regulations or business practices. Any updates will be communicated on our website or through official communication channels.

Contact Us

If you have any questions, concerns, or requests regarding your privacy or data, feel free to reach out:

Email: privacy@ncmlfinance.com

Phone: [Insert helpline number]

Address: [Insert company address]

Your trust is our priority. At NCML Finance, we are dedicated to ensuring that your personal and financial information is handled with the utmost care and responsibility.